Flexible Benefits

The Flexible Benefits Program available through the UB Foundation (UBF) is designed to meet the needs of today's work force. You have a choice of benefits that will enable you to design a benefits package specifically for you and your family.

The components of the Flexible Benefits Program are:

• Choice of medical insurance carriers
• Opt-out of medical insurance for cash
• Choice of dental insurance
• Flexible Spending Accounts
• Life Insurance
• Long Term Disability Insurance
• Retirement Plan
• Supplemental Retirement Annuity